3.2.4.8 Certification of Insurance Coverage Effective Date: Aug 01, 2005

An active member institution must certify insurance coverage for medical expenses resulting from athletically related injuries sustained by a student-athlete participating in the covered event (see Constitution 3.2.4.8.3) in an intercollegiate sport as recognized by the participating institution.  (Adopted: 1/12/04 effective 8/1/05)

3.2.4.8.1 Source of Insurance Effective Date: Aug 01, 2005

Such insurance coverage must be of equal or greater value than the deductible of the NCAA catastrophic injury insurance and may be provided through the following sources:  (Adopted: 1/12/04 effective 8/1/04)

(a) Participant's personal insurance coverage; or

(b) Institution's insurance program.

3.2.4.8.2 Athletically Related Injuries Effective Date: Aug 01, 2005

For purposes of this bylaw, athletically related injuries are injuries that are a direct result of participation in a covered event (see Constitution 3.2.4.8.3).  (Adopted: 1/12/04 effective 8/1/05)

3.2.4.8.3 Covered Event Effective Date: Aug 01, 2005

A covered event includes the following:  (Adopted: 1/12/04 effective 8/1/04)

(a) Any intercollegiate sports activity including team travel, competition, practices, and conditioning session during the playing season (as defined in Bylaw 17.1.1);

(b) An NCAA-sanctioned competition in which the insured person (i.e., student-athlete) is an official competitor; or

(c) Practice or conditioning sessions that are authorized, organized, or directly supervised by the athletics department personnel at the member institution other than during the playing season.  Such sessions must occur on campus or at approved off-campus facilities as part of an intercollegiate athletics activity.  For insured student-athletes who compete in individual sports, off-campus intercollegiate athletics activities must be authorized by athletics department personnel at the participating school and take place at approved locations.